How Much Does DPC Cost?
Transparent pricing — know exactly what you will pay
Individual
$50-200
per month
Couple
$100-350
per month
Family
$150-500
per month
What Does Your DPC Membership Include?
Your monthly DPC membership typically covers all of the following with no additional copays or fees:
- Unlimited office visits — See your doctor as often as you need
- Same-day or next-day appointments — No more waiting weeks to see your doctor
- Extended visits — 30-60 minute appointments instead of the typical 7-15 minutes
- 24/7 access — Reach your doctor by phone, text, or email anytime
- Basic lab work — Many practices include common blood tests at no extra cost
- Minor procedures — Stitches, splinting, skin biopsies, and more
- Telemedicine — Virtual visits when you cannot come to the office
- Annual physicals — Comprehensive yearly wellness exams
What Affects DPC Pricing?
DPC prices vary based on several factors:
- Location — Urban areas tend to be more expensive than rural areas. A practice in Manhattan may charge $200/month while one in Kansas might charge $50/month.
- Age — Some practices charge different rates for children, adults, and seniors
- Services included — Practices that include more lab work or procedures may charge more
- Doctor experience — More experienced physicians or specialists may charge higher rates
DPC vs. Traditional Primary Care Costs
When comparing DPC to traditional insurance-based primary care, consider the total cost — not just the monthly premium:
| Cost Item | DPC + HDHP | Traditional PPO |
|---|---|---|
| Monthly premium / DPC fee | $100 DPC + $250 HDHP | $450 |
| Annual deductible | $3,000 (HDHP) | $1,500 |
| Copay per primary care visit | $0 | $30-50 |
| Lab work (common tests) | Often included | Subject to deductible |
| HSA eligible | Yes (since 2026) | Only with HDHP |
| Annual cost (4 visits + basic labs) | ~$4,200 | ~$5,600+ |
Note: This comparison is simplified. Actual costs depend on your specific plan, location, and healthcare usage.
Can You Use an HSA to Pay for DPC?
Yes! As of January 2026, DPC memberships are eligible HSA expenses. This means you can pay your DPC membership with tax-free dollars, saving an additional 25-35% depending on your tax bracket.