Question 1

What is Direct Primary Care?

Accepted Answer

Direct Primary Care (DPC) is a healthcare model where patients pay their doctor a flat monthly membership fee instead of billing through insurance. This typically costs between $50 and $200 per month and covers unlimited office visits, extended appointments, basic lab work, and 24/7 access to your physician. Think of it like a gym membership for your doctor.

Question 2

How much does DPC cost?

Accepted Answer

Most DPC memberships range from $50 to $200 per month for individuals and $150 to $500 per month for families. Pricing varies by location, doctor experience, and services included. Some practices charge a one-time enrollment fee. Many include basic lab work, minor procedures, and telemedicine visits in the membership at no extra cost.

Question 3

Can I use my HSA to pay for DPC?

Accepted Answer

Yes. As of January 2026, DPC memberships are eligible HSA expenses. You can pay your monthly DPC fee with tax-free dollars from your Health Savings Account, saving an additional 25-35% depending on your tax bracket. You need an HSA-eligible high-deductible health plan (HDHP) to maintain your HSA.

Question 4

Do I still need health insurance with DPC?

Accepted Answer

Yes. DPC covers your primary care needs, but it is not a replacement for health insurance. You should still carry a health insurance plan or health share for specialists, hospitalizations, emergencies, and prescriptions. Many DPC patients pair their membership with a high-deductible health plan (HDHP) and an HSA to minimize total healthcare costs.

Question 5

How do I find a DPC doctor near me?

Accepted Answer

Use DPCFinder to search for DPC practices by city, state, or zip code. You can compare pricing, services, doctor profiles, and patient availability. Filter by practices that accept HSA payments, offer telemedicine, or are currently accepting new patients.

Question 6

What services are included in DPC?

Accepted Answer

Most DPC memberships include unlimited office visits, annual physicals, preventive care, chronic disease management, basic lab work, and 24/7 access to your doctor via phone, text, or email. Many practices also include minor procedures (stitches, skin biopsies, splinting), mental health support, and telemedicine visits. Services vary by practice, so check with your specific doctor.

Question 7

Can I see a specialist with DPC?

Accepted Answer

DPC covers your primary care, not specialist visits. However, DPC doctors often negotiate discounted rates with specialists, labs, and imaging centers for their patients. Your DPC doctor can refer you to a specialist and help coordinate your care. For specialist visits, you would use your health insurance or pay the negotiated cash rate.

Question 8

Is DPC good for families and children?

Accepted Answer

Yes. Many DPC practices offer family plans at reduced per-person rates, typically $150 to $500 per month for a family. Children benefit from unlimited well-child visits, same-day sick visits, and a doctor who knows their full medical history. Families with young children who visit the doctor frequently often find DPC more affordable than copay-based insurance plans.

Question 9

What happens in an emergency with DPC?

Accepted Answer

For true emergencies, you should call 911 or go to the nearest emergency room, just as you would with any healthcare plan. DPC does not cover ER visits or hospital stays -- that is what your health insurance is for. However, many DPC doctors are available 24/7 by phone and can help you determine whether you need emergency care or if the issue can be handled in the office.

Question 10

How is DPC different from concierge medicine?

Accepted Answer

Both models offer personalized, unhurried care with smaller patient panels. The key difference is that DPC practices do not bill insurance at all -- your monthly fee covers all primary care services. Concierge medicine typically charges a retainer fee on top of insurance billing, meaning you pay the retainer plus copays and deductibles. DPC tends to be significantly more affordable as a result.

Question 11

How do I list my practice on DPCFinder?

Accepted Answer

You can claim an existing listing or create a new one. If your practice is already in our directory, visit the claim page to verify ownership. If not, you can sign up for a free or premium account and create your listing in minutes. All listings include your practice name, address, phone number, and website link.

Question 12

How much does a listing cost?

Accepted Answer

DPCFinder offers three tiers: Free ($0/month) includes a basic listing with your name, address, and contact info. Premium ($99/month) adds an enhanced profile with photos, services, pricing, lead capture, and analytics. Featured ($199/month) includes everything in Premium plus top placement on city and state pages, homepage spotlight, and a verified practice badge.

Question 13

How do leads work?

Accepted Answer

Premium and Featured listings include a patient lead capture form on your profile page. When a prospective patient submits their contact information and message, you receive an instant email notification with their details. You can also view and manage all leads from your analytics dashboard.

Question 14

Can I update my listing information?

Accepted Answer

Yes. Once you claim your practice and create an account, you can update your listing at any time from the dashboard. You can edit your practice details, services, pricing, photos, and availability status. Changes appear on your listing immediately.

Question 15

What is the difference between Free, Premium, and Featured?

Accepted Answer

Free listings include basic contact information and appear in city and state pages. Premium adds an enhanced profile with photos and services, lead capture forms, patient inquiry notifications, analytics, and priority search placement. Featured includes everything in Premium plus top-of-page placement, homepage spotlight, and a verified practice badge. One new patient typically covers the cost of a Premium listing for an entire year.

Frequently Asked Questions

For Patients

What is Direct Primary Care?

How much does DPC cost?

Can I use my HSA to pay for DPC?

Do I still need health insurance with DPC?

How do I find a DPC doctor near me?

What services are included in DPC?

Can I see a specialist with DPC?

Is DPC good for families and children?

What happens in an emergency with DPC?

How is DPC different from concierge medicine?

For Doctors

How do I list my practice on DPCFinder?

How much does a listing cost?

How do leads work?

Can I update my listing information?

What is the difference between Free, Premium, and Featured?

Learn More

What is DPC?

DPC Cost Guide

DPC and HSA

DPC vs. Concierge Medicine

DPC vs. Traditional Insurance

For Doctors

Ready to Find a DPC Doctor?

Related Pages

What is DPC?

DPC Cost Guide

DPC & HSA Guide

DPC vs. Concierge